Cost Of Living 2025 Social Security Calculator. Payments are set to increase by 2.5% to counter inflation. For 2025, the maximum amount of pay that’s subject to social security tax will increase by 4.5 percent to $176,100, up from $168,600 for 2024.

Benefit estimates depend on your date of birth and on your earnings history. In 2025, social security benefits rose 2.5% to keep up with cost of living.